Finance
Investment Return Calculator
Measure investment performance with clear ROI and CAGR metrics while accounting for contributions or withdrawals.
Measure ROI, absolute gain, and annualized growth from start to finish.
Return formulas
ROI (%) = (Ending value − Total invested) ÷ Total invested × 100. CAGR = (Ending value ÷ Total invested)^(1/years) − 1.
How to use
- Enter the initial investment plus any additional contributions or withdrawals.
- Set the ending value and how many years the money was invested.
- Review ROI, absolute gain, average annual growth, and CAGR together.
Example
Input: Initial = $25,000, Contributions = $5,000, Ending = $38,000, Years = 4
Output: ROI ≈ 32%, Gain = $8,000, CAGR ≈ 7.2%
Student-friendly breakdown
This walkthrough emphasizes the most searched ideas for Investment Return Calculator: investment return calculator, roi calculator, cagr calculator, investment gain calculator with contributions. Start with the formula above, then follow the guided steps to double-check your work. For quick revision, highlight the givens, plug into the equation, and finish by verifying your units.
Need more support? Use the links below to open the long-form guide, browse additional examples, or hop into adjacent calculators within the same topic — each one is a quick way to double-check your work or handle a related question without starting from scratch.
Deep dive & study plan
Investment Return Calculator: Computes ROI, absolute gain, and compound annual growth (CAGR). It's built around roi, cagr, investment, so you can go from a raw question to a checked answer without switching tools.
The math behind it: ROI (%) = (Ending value − Total invested) ÷ Total invested × 100. CAGR = (Ending value ÷ Total invested)^(1/years) − 1.
To use it well: (1) Enter the initial investment plus any additional contributions or withdrawals. (2) Set the ending value and how many years the money was invested. (3) Review ROI, absolute gain, average annual growth, and CAGR together. Keep your units consistent as you go, and re-run a case you already know the answer to — it's the fastest way to catch a typo before it throws off a result you're relying on.
Worked example: entering Initial = $25,000, Contributions = $5,000, Ending = $38,000, Years = 4 returns ROI ≈ 32%, Gain = $8,000, CAGR ≈ 7.2%. Try swapping in your own numbers next, especially a case you're unsure about, before you use this for something that matters.
Quick retention checklist
- Speak the formula aloud (or annotate it) so the relationships stick.
- Write each step in your own words and compare with the numbered list above.
- Swap in new numbers for the Example to make sure the calculator (and your logic) handles edge cases.
- Check at least one related calculator below — it's the fastest way to confirm your numbers still line up from a different angle.
FAQ & notes
How do I handle withdrawals?
Enter withdrawals as negative contributions so the total invested figure stays accurate.
Is inflation considered?
No. These calculations are nominal. Subtract inflation separately to see real returns.
What formula does the Investment Return Calculator use?
ROI (%) = (Ending value − Total invested) ÷ Total invested × 100. CAGR = (Ending value ÷ Total invested)^(1/years) − 1.
How do I use the Investment Return Calculator?
Enter the initial investment plus any additional contributions or withdrawals. Set the ending value and how many years the money was invested. Review ROI, absolute gain, average annual growth, and CAGR together.