Step-by-step walkthrough

Investment Return Calculator Guide

Use this companion guide beside the interactive calculator to make sure you understand the “why” behind every click. Each section includes the classroom explanation, student-friendly language, and quick practice prompts.

Before you start

Collect the data points listed below and double-check their units. Keeping an organized “givens” list is one of the fastest ways to reduce math errors and impress exam graders.

  • roi
  • cagr
  • investment

Detailed procedure

  1. Step 1

    Enter the initial investment plus any additional contributions or withdrawals.

  2. Step 2

    Set the ending value and how many years the money was invested.

  3. Step 3

    Review ROI, absolute gain, average annual growth, and CAGR together.

Teaching & troubleshooting tips

How do I handle withdrawals?

Enter withdrawals as negative contributions so the total invested figure stays accurate.

Is inflation considered?

No. These calculations are nominal. Subtract inflation separately to see real returns.

Next steps