How do I handle withdrawals?
Enter withdrawals as negative contributions so the total invested figure stays accurate.
Step-by-step walkthrough
Use this companion guide beside the interactive calculator to make sure you understand the “why” behind every click. Each section includes the classroom explanation, student-friendly language, and quick practice prompts.
Collect the data points listed below and double-check their units. Keeping an organized “givens” list is one of the fastest ways to reduce math errors and impress exam graders.
Step 1
Enter the initial investment plus any additional contributions or withdrawals.
Step 2
Set the ending value and how many years the money was invested.
Step 3
Review ROI, absolute gain, average annual growth, and CAGR together.
Enter withdrawals as negative contributions so the total invested figure stays accurate.
No. These calculations are nominal. Subtract inflation separately to see real returns.