Finance

Compound Interest Calculator

Chart investment growth over time by blending an initial deposit, recurring contributions, and flexible compounding schedules.

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Compound Interest

Plot investment growth with periodic contributions and customizable compounding cadence.

Total contributed
$46,000.00
Projected future value
$91,881.93
Compound growth
$45,881.93

Growth Projection

Future value with contributions

FV = P(1 + r/n)ⁿᵗ + C × [((1 + r/n)ⁿᵗ − 1) ÷ (r/n)]

P is the starting balance, C is the contribution per period, r is the annual rate, n is the number of compounds per year, and t is the number of years invested.

How to use

  1. Enter your starting balance and the contribution you plan to add each period.
  2. Provide the annual return rate, years invested, and compounding frequency.
  3. Scan the projection to compare total contributions versus growth generated by compounding.

Example

Input: Initial deposit = $10,000, Contribution = $200 monthly, Rate = 7%, Years = 15, Compounding = Monthly

Output: Future value ≈ $91,881.93 (Growth ≈ $45,881.93 over $46,000 contributed)

Student-friendly breakdown

This walkthrough emphasizes the most searched ideas for Compound Interest Calculator: compound interest calculator, investment compound interest calculator, compound savings calculator, compound interest formula calculator. Start with the formula above, then follow the guided steps to double-check your work. For quick revision, highlight the givens, plug into the equation, and finish by verifying your units.

Need more support? Use the links below to open the long-form guide, browse additional examples, or hop into adjacent calculators within the same topic. Each resource is interlinked so crawlers (and readers) can discover the next best action within a couple of clicks—one of the easiest ways to lift topical authority.

Deep dive & study plan

The Compound Interest Calculator is a go-to tool whenever you need to project growth with recurring contributions and compounding frequency.. It focuses on investment, compound, interest, which means searchers often arrive with intent-heavy queries like “how to compound interest calculator quickly” or “compound interest calculator formula explained.” Use this calculator to capture those intents and keep learners on the page long enough to send positive engagement signals.

Under the hood, the calculator leans on p is the starting balance, c is the contribution per period, r is the annual rate, n is the number of compounds per year, and t is the number of years invested.—that’s why we surface the full expression (“FV = P(1 + r/n)ⁿᵗ + C × [((1 + r/n)ⁿᵗ − 1) ÷ (r/n)]”) directly above the interactive widget. When you embed that formula inside H2s or supporting paragraphs, you help both humans and crawlers understand what entity the page represents.

Execution matters as much as the math. Follow the built-in procedure: Step 1: Enter your starting balance and the contribution you plan to add each period. Step 2: Provide the annual return rate, years invested, and compounding frequency. Step 3: Scan the projection to compare total contributions versus growth generated by compounding.. Each numbered instruction is short enough to scan on mobile but descriptive enough to satisfy Google’s Helpful Content guidelines. Encourage students to jot down units, double-check signs, and compare answers with the Example card to build confidence.

The Example section itself is packed with semantic clues: “Initial deposit = $10,000, Contribution = $200 monthly, Rate = 7%, Years = 15, Compounding = Monthly” leading to “Future value ≈ $91,881.93 (Growth ≈ $45,881.93 over $46,000 contributed).” Pepper similar narratives throughout your copy (and internal links from related guides) so canonical search intents are answered without pogo-sticking back to Google.

Quick retention checklist

  • Speak the formula aloud (or annotate it) so the relationships stick.
  • Write each step in your own words and compare with the numbered list above.
  • Swap in new numbers for the Example to make sure the calculator (and your logic) handles edge cases.
  • Link out to at least two related calculators to keep readers exploring your topical hub.

FAQ & notes

How do I model weekly or daily compounding?

Use the compounding selector to match the institution’s schedule. The formula automatically adjusts n to daily (365) or weekly (52) when chosen.

Can I skip contributions entirely?

Yes. Set the contribution to zero and the calculator reverts to the classic compound interest formula using only the initial deposit.

What formula does the Compound Interest Calculator use?

P is the starting balance, C is the contribution per period, r is the annual rate, n is the number of compounds per year, and t is the number of years invested.

How do I use the Compound Interest Calculator?

Enter your starting balance and the contribution you plan to add each period. Provide the annual return rate, years invested, and compounding frequency. Scan the projection to compare total contributions versus growth generated by compounding.