Finance

Investment Return Calculator

Measure investment performance with clear ROI and CAGR metrics while accounting for contributions or withdrawals.

roicagrinvestment
Investment Return

Measure ROI, absolute gain, and annualized growth from start to finish.

Total invested
$30,000.00
Ending value
$38,000.00
Total gain
$8,000.00
ROI
26.667%
Compound annual growth (CAGR)
6.088%
Average annual gain
$2,000.00

Return formulas

ROI (%) = (Ending value − Total invested) ÷ Total invested × 100. CAGR = (Ending value ÷ Total invested)^(1/years) − 1.

How to use

  1. Enter the initial investment plus any additional contributions or withdrawals.
  2. Set the ending value and how many years the money was invested.
  3. Review ROI, absolute gain, average annual growth, and CAGR together.

Example

Input: Initial = $25,000, Contributions = $5,000, Ending = $38,000, Years = 4

Output: ROI ≈ 32%, Gain = $8,000, CAGR ≈ 7.2%

FAQ & notes

How do I handle withdrawals?

Enter withdrawals as negative contributions so the total invested figure stays accurate.

Is inflation considered?

No. These calculations are nominal. Subtract inflation separately to see real returns.