Does this include inflation or taxes?
No. The projection is nominal. Subtract expected inflation or taxes afterward if you need real returns.
Step-by-step walkthrough
SIP Calculator Guide
Use this companion guide beside the interactive calculator to make sure you understand the “why” behind every click. Each section includes the classroom explanation, student-friendly language, and quick practice prompts.
Before you start
Collect the data points listed below and double-check their units. Keeping an organized “givens” list is one of the fastest ways to reduce math errors and impress exam graders.
- sip
- systematic investment plan
- mutual fund growth
Detailed procedure
Step 1
Enter your monthly SIP amount, expected annual return, and how many years you plan to stay invested.
Step 2
Optionally add an initial lump sum to reflect an upfront deposit or existing corpus.
Step 3
Compare total invested capital with the projected corpus, wealth created, and growth timeline chart.
Teaching & troubleshooting tips
What if my returns vary every year?
SIP calculators assume an average rate. Use the result as a baseline, then stress-test your plan with optimistic and conservative rates.